For over 25 years StepChange Debt Charity has been helping people resolve problems, repay debts and rebuild lives.

We understand the causes and see the consequences of debt, but most importantly we know the way out.

As the UK’s largest provider of genuinely free independent debt advice and managed debt solutions, we help over 620,000 people a year deal with problem debt and take back control of their finances.

We never judge and our free, independent and impartial advice is available to everyone, however big or small their debt problem and whatever the cause of their debt.

For anyone experiencing mental health problems, illness or with other additional needs, we have a specialist team that can offer extra support.

Whether you choose to receive debt advice from us online or by phone, when you contact us for help:

1. We’ll ask you details about your debts, income and outgoings and help you create a budget

2. You’ll get a personal action plan and recommended debt solutions that suit your situation

3. If you choose to go ahead, we’ll help you get things set up and give you all the ongoing support you need

For free, independent debt advice:

Call us on 0800 138 1111. We’re open Monday to Friday 8am to 8pm, Saturday 8am to 4pm. Calls are free from all landlines and mobiles, or visit our website

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